
In-Force Gross Written Premium (GWP)
North America (in USD)
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U.S. (in USD)
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The total premium volume in the U.S. reached $2.6 billion at YE 2021.
The U.S. market has experienced all time highs since the onset of the pandemic.
- 30.4% increase from 2020 to 2021
- 27.5% increase from 2019 to 2020
- 24.3% increase from 2018 to 2019
- 21.7% increase from 2017 to 2018
Canada (in CAD)
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Total premium volume in Canada reached $313.4 million (CAD) at YE 2021, an increase of 28.1% from previous year.
The growth of the pet insurance market in Canada has jumped nearly 11% since 2020.
- 28.1% increase from 2020 to 2021
- 17.2% increase from 2019 to 2020
- 16.4% increase from 2018 to 2019
- 9.6% increase from 2017 to 2018
In-Force GWP, Per Product (2021)
U.S. (in USD)
Canada (in CDN)
- Accident Only: Foreign body ingestion, lacerations, motor vehicle accident, ligament tears, poisoning, etc.
- Accident & Illness: Accident benefits plus illnesses such as cancer, infections, digestive problems, etc.
- Insurance with Embedded Wellness: Comprehensive plans that may include vaccinations, early screening diagnostics, consultations for proper nutrition, dental care, etc.
- Endorsements: Riders such as wellness or cancer endorsements.
*Combined insurance includes Accident & Illness & Insurance with Embedded Wellness
Pets and GWP Distribution (2021)
U.S. – Top 10 | PETS | GWP |
---|---|---|
California | 19.3% | 21.6% |
New York | 8.4% | 9.3% |
Florida | 6.1% | 6.2% |
Texas | 5.5% | 4.8% |
New Jersey | 5.4% | 5.4% |
Massachusetts | 4.7% | 4.8% |
Pennsylvania | 4.6% | 4.4% |
Washington | 4.1% | 4.0% |
Colorado | 3.2% | 3.3% |
Virginia | 3.1% | 3.2% |
CANADA – Top 5 | PETS | GWP |
---|---|---|
Ontario | 38.9% | 38.0% |
British Columbia | 20.3% | 23.6% |
Alberta | 18.9% | 22.4% |
Quebec | 7.1% | 5.8% |
Nova Scotia | 4.3% | 3.0% |